StopBeingPoor: The NUMBER ONE thing you can do right now to start saving money

This is incredibly easy and I might get comments about how incredibly dumb this is. But the odds that you are not doing it right now. But I challenge you to do it BEFORE you leave my site.

1. Log into your online bank account. You can access your checking and savings account online right?

2.  Go to payments and set up a regularly scheduled payment to your savings account every week for some amount. $10 – $20. $50. Mine is set up for $200. S

3. Logoff.

Yes – that is it. Incredibly simple but amazingly effective. So simple that I bet you have not done it yet. You will get to it later correct? No you won’t. So do it now. If you are in tabbed browser open a new tab and do it now.

Or you can wait and regret it. Your choice… and it is a CHOICE.

Your Friday StopDoingNothing links of the day!

Here are some pick me ups that should help get you off your butt and STOP DOING NOTHING.

Lifereboot wrote a decent article about not waiting for the perfect timing to take action in your life

ChangeThis posted a very cool happy at work Manifesto

Steve Pavlina on good fast decision making

And finally ZenHabits tells us about being in the moment -

Have a most excellent Friday. I am going flying in the morning. There is never a bad day when you are a pilot in the sky.

Passive income: My top 4 ways to head towards the life I want

A couple of years I decided that I wanted to work less, I wanted to work easier, and I wanted to work my hours.

Pretty simple stuff and I would not be suprised if a good chunk of hard working people all over the world have the same aspirations.

Who wants to work more? Or harder? Or somebody elses hours. Let me know if you find that person. They need a good virtual slap.

To accomplish this I also decided I need to make certain changes in my thinking and in my life. Some of them are:

1. I need to eliminate computer programming from my life as one of my daily tasks. I’ve been doing this since I was probably 10. Sitting in front of a computer in some kind of editor writing programs to make the computer do cool things. I just don’t want to do it anymore. If you have been in the IT field for awhile you may feel the same way.. or not.

2. Work with people that are smarter than me. In eliminating the computer programming I need to find people that are better at it than me and get their help. Coding is part of my business model and will probably always be around me. But it is time for the younger generation to do it.

3. Gain my freedom. This ties back to number one up there again. If I can stay away from programming I will free up an amazing amount of time in my life to do other things. Flying, Piano, Walking, Wife, Daughter. Pick one. They are all more important to me than coding.

4. Earn my income in an easier fashion: This is where the passive income comes into play. I’ll be writing more articles about this as time progresses. And I don’t want to earn money so I can collect large stacks of green pieces of paper with dead presidents on them. I want to earn the income to allow me to have the freedom (see previous bullet point) to hang out with my wife, my daughter, my plane, my piano, my planet more. But I don’t want to have to slave away for 8 hours a day to earn that income.

Those are the ones that I could remember off the top of my head. More to come about how I am going to accomplish these items.

Do you ever have the same desires I do? If so I’d like to hear about it in my comments.

Livin’ Lovin’ Lovin’ Livin’,

Patrick

StopDoingNothing: My quest for the ideal business email solution

For several months now – probably closer to a year – I’ve been on the hunt for the ideal business email solution. I have emails all over the place and I’ve come to realize that I need to STOP DOING NOTHING, pick a solution and run with it. Managing all of the email is starting to make grey hair shoot out the sides of my head.

I am the leader of my company Focus Consulting (http://www.allaboutfocus.com) and we do serious large scale web development. Growing the business means being out and about. So the first thing I concluded was that I needed to get a webmail solution. After that my criteria was pretty loose. Here is what was in the the running:

Outlook Local (PST): This has been my default solution for years – and I love it. Outlook is the only application I have found that has the ideal management of all three components of my email/contact/calendar management. It also syncs up with every mobile device I buy perfectly. Every cell phone or PDA I buy has a complete copy of all of my Outlook data as soon as I get the device home. In my ever so humble opinion if you are someone who does not need any mobility in your solution this is the best option.

Outlook with Exchange, Local: I’ve had some suggestions from friends that I should install and run my own Exchange server from my house. Since I am trying to get out of the software running and maintenance mode of my life this is one of the worst options for me. I have little to no skill in managing an exchange server. And what would happen to my marriage if there were Exchange problems and my wife or daughter could not get to their email? That might actually be listed as the primary reason for our divorce in the paperwork. I can see it now: “Reason for dissolution: Failure to adequately maintain and supply sufficient email services as head of household”.

Outlook with Exchange, Hosted: Companies like Intermedia who are alot better at Exchange than I am offer this service. They run the server, and you connect to it from anyplace. They also offer OWA – Outlook Web Access – which is a very nice web version of Outlook. It looks and feels just like the desktop client. Since there is only one copy of the data there is no ‘mirroring’ that has to be done.

Gmail: At some point in time I ‘drank the KoolAid” and signed up for a Gmail account. I cannot really remember why – it might have been the javascript chat they use which allows me to chat with people with no windows client install. Over the months I have become addicted to my gmail. Oh baby have I become addicted. The mail and the google calendar are the two best features I like. The fact that I also have other Google features and I can use them all from a single sign in is very nice. With the calendar it takes a single click to get an event on there. As a matter of fact most things only take a single click. That was not one of my criteria, but it is a nice bonus. The contact management is not their strongest feature in my opinion. And of course no syncy syncy with me phone :( Also: a HUGE problem with this solution is the “From” address. They say that you can set up other accounts to send/receive from. However I noticed I started getting people replying to my address@gmail.com. Not cool, and not professional. More investigation showed that gmail sends the header as “From yourname@gmail.com on behalf of yourname@yourdomain.com”. Depending on the email program you are using you may get the reply at yourdomain.com or at gmail.com.

Google Apps for your Domains: This is an interesting option. All of the functionality of Gmail, except it runs at my domain. I think they might have also fixed the ‘Send from’ issue in the paid version. Needs more investigation.

Webmail at my hosting company: Very easy simple solution. Almost no contact or calendard functionality. Cheap – already paid for! Boring too.

I’ll post soon about my experience and what I ended up doing with. Until then – STOP DOING NOTHING.

Have a great weekend.

Love,

Patrick

Sometimes life has to be boring

I woke up this morning (that is a good thing! – better than not waking up) like I do every Saturday morning convinced that I am going to go out on the town and accomplish great things. But as I looked around the house, and the desk, and the garage I realized that I needed to accomplish great things here first. I am behind on paperwork, emails, bills, etc. Rather than going out I really need to stay here and get the mundane done. It seems that sometimes life just has to be about the boring mundane things. But if you keep up on those things then getting out and having a good time will feel that much better because there is no stress waiting for you back at the office/homestead.

So far this morning I have:

- Reviewed and signed the lease for my new office space

- Make a post over at at Yahoo! Store forums about a service company I am not to happy with

- Started addressing 9 packages of marketing material that has to get sent out

- Done the research needed to convert my business email over to Google Apps for Your Domain.

So if you are looking to accomplish great things you may not have to look to far. Or as I have had it heard before “Before going out and trying to save the earth try delousing your own closet!” (I believe that was Bill Gates)

Have a great weekend.

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